About Us
Our Team
Jim Donewald
Wealth Advisor
Jim is a partner and an independent fiduciary (best interest-standards) advisor with CRIS Financial, LLC and CRIS Capital. With more than 20 years of industry experience, he is adept at finding low-risk, low volatility market alternatives that protect savings and provide tax advantages.
Understanding his client's plans and financial goals are critical for Jim's process, allowing him to customize strategies that get desired results. He aims to help clients mitigate their tax burden in retirement and create a personal pension plan. To do that, he supports clients through every step of their financial journey, from conducting a risk analysis to creating a complimentary customized plan that ensures they feel confident in these important decisions.
Jim is also a registered investment advisor, and with his dual licensing in securities and insurance, he can provide unbiased recommendations for a plan of action best suited to the client's unique situation.
Sharing his financial expertise is a passion for Jim. He is an instructor for the National Society of Financial Educators and teaches adult financial literacy classes for the organization. He co-hosts the Well Rounded Retirement podcast and has appeared on shows including Safe Money Radio, CBS Money and Right On the Money to spread the message about financial understanding and retirement planning.
Jim lives a rich life outside of work. He has been happily married to his wonderful wife, Debbie, for more than 20 years; mentors his son, who is growing a small business; and is also a marathon runner. Jim graduated from lowa State University with a finance degree.
Investment Team
Members of the Investment Team are licensed with Advisory Alpha, LLC, a SEC registered investment advisor.
Steve Osterink, Jr., CFA, CFP®, AIF®
Chief Investment Officer
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Steve Jr. leads the Investment Team through his strong commitment to personal finance and asset management and is the driving force behind the innovation and development of our investment solutions.
Jon Lohr, CFA, CFP®
Research Director
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Jon oversees the Investment Team’s daily investment research and portfolio management responsibilities, including asset allocation research, fund monitoring, due diligence, and investment strategy evaluation and implementation.
Nick Heinrich, CFA, CFP®
Financial Planning Director
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Nick contributes to the Investment Team’s research and portfolio management functions and leads a team of financial planning consultants who utilize various portfolio analysis and planning resources that strive to improve the financial outcomes of our valued clients.
Brian Kragt
Operations Director
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Brian oversees the Investment Team’s trade management and portfolio accounting systems, which includes implementing investment decisions, account rebalancing, cash management functions, trade execution, account billing, and performance reporting.
Janine Osterink
Chief Compliance Officer
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Janine leads our compliance program and supports our Investment Team by helping us adhere to legal, regulatory, and internal requirements and policies with the goal of promoting trust and reducing risk for our valued clients.
Mike Baker
Technology Director
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Mike leads our technology initiatives on behalf of the Investment Team which impact our client communication and overall client experience as well as support our trade management and portfolio accounting functions.